Yay Goddess of Java!!

She scooped me on this but it's right on point. Everyone needs to get their ducks in a row.

People who intentionally live outside of the default legal structure have an added responsibility to deal with their lives. I call it "Life Planning," and it consists of taking control of the direction of your life, even when that direction isn't nice to think about.

Death is certain, and if you think that society is brutal when you are living outside the box, think hard about what could happen if you die outside of it. Think of your parters and loved ones, your kids, those cool causes that you might want to support.

Did you know that in most states, if you die without a will, anyone can apply to administer your estate? In Washington, potential heirs and estate creditors get priority as personal representatives, that means if you are "single" your parents or the bank that you owe money to might have priority over your life-partner in distributing the assets you hold. Is that what you intend? If you have a minor child from a previous marriage, your child likely gets a big chunk of your estate, which would effectively be controlled by your X. Sound good to you?

My point is this, get over not wanting to plan. Live your own life and control your assets. Get some basic protection in place. See a lawyer or do some research and find out what you can do. Stop putting it off and just do it before the big, bad gummint does it for you.